How to Claim Compensation for Common Motorcycle Accident Injuries
How to Claim Compensation for Common Motorcycle Accident Injuries
Motorcycle accidents are unfortunately a common occurrence on roads in the United States. According to the Insurance Information Institute (III) 2021, there were 82,686 reported injuries among motorcycle riders. That year, the injury rate was 837 per 100 million vehicle miles traveled. The Insurance Institute for Highway Safety (IIHS) reported that in 2022, motorcycle crashes led to 6,222 deaths, a 23% increase since 2019 and the highest number ever recorded.
Given the lack of protective barriers, motorcyclists are particularly vulnerable to serious injuries when accidents happen. Understanding the compensation process is crucial for victims seeking to recover from their injuries and financial losses.
This blog aims to guide you through the steps necessary to claim compensation for common motorcycle accident injuries.
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Common Motorcycle Accident Injuries
Motorcycle accidents often result in severe injuries due to the exposed nature of riding. One significant risk is head injury, which can be mitigated by wearing helmets. Understanding these common injuries can help in both prevention and effective treatment.
1. Road Rash
Road rash is one of the common motorcycle accident injuries that occurs when a rider is thrown from their bike and slides across the pavement. The National Highway Traffic Safety Administration (NHTSA) indicates that nearly 80% of motorcycle accidents in the U.S. result in injury, with approximately 30% of those injuries being road rash.
Road rash can range from minor scrapes to severe abrasions that penetrate the skin, potentially causing infections, permanent nerve damage, or severe scarring. The negative effects of road rash depend on the bike speed and the type of clothing worn. Wearing protective gear like leather jackets and pants can significantly reduce the severity of road rash.
2. Fractures and Broken Bones
Broken or fractured bones are frequent injuries in motorcycle accidents. Common fractures include those to the broken ribs, femur, forearm, shin, and pelvis. These injuries often result from the impact of a crash or the motorcycle falling on the rider. Recovery can be long and painful, often requiring surgery and extensive physical therapy. Severe cases might need multiple surgeries, and riders could face long-term mobility issues or chronic pain.
3. Lower Extremity Injuries (Feet and Legs)
Leg and foot injuries are often reported as one of the common motorcycle accident injuries. About 30% of non-fatal motorcycle injuries involve the lower extremities. Injuries can range from sprains and dislocations to fractures and severe road rash. The weight of the motorcycle can cause significant damage if it falls on the rider’s legs. Wearing sturdy boots and protective gear can help reduce leg injuries.
4. Upper Extremity Injuries (Hands and Arms)
Hand and arm injuries often occur because riders instinctively use their arms to brace themselves during a fall. These injuries can range from minor cuts and bruises to severe fractures and nerve damage, known as “Biker’s Arm.” This injury happens when the motorcycle lands on the rider’s arm, potentially causing paralysis of the affected limb. Protective gloves and elbow pads can help minimize these injuries.
5. Head and Neck Injuries
Head and neck injuries are among the most serious and common motorcycle accident injuries. These injuries are more likely if the rider is not wearing a helmet. The Centers for Disease Control and Prevention (CDC) reports that motorcycle helmets are 37% effective for riders and 41% effective for passengers in preventing fatalities, and they reduce the risk of head injuries by 69%.
Head injuries can range from concussions and skull fractures to traumatic brain injuries (TBI), causing lasting cognitive impairments, facial disfigurement, and even death. Neck injuries can include whiplash, fractures, and severe muscle and ligament damage. Helmets significantly reduce the risk and severity of head and traumatic brain injuries.
6. Spinal Cord Injuries
injuries can be devastating, often leading to partial or complete paralysis. Any part of the spine can be injured in a high-speed crash, resulting in severe consequences. A study by the University of Wisconsin found that wearing a helmet during an accident significantly reduces the risk of cervical spine injuries, especially fractures of the cervical vertebrae.
Spinal cord injuries can lead to chronic pain and loss of mobility, requiring long-term medical care and rehabilitation. Severe cases may result in permanent disability, significantly affecting the victim’s quality of life.
7. Abdominal and Internal Injuries
Abdominal injuries are often less visible but just as dangerous. These injuries can include damage to internal organs like the liver, spleen, or kidneys, leading to internal bleeding and other complications. Older riders are more susceptible to rib fractures and lung lacerations. Symptoms might not be immediately apparent, making it crucial to seek medical attention after an accident.
8. Burns
Burn injuries can occur if the motorcycle’s gas tank spills during a crash, leading to severe burns from contact with hot surfaces or flames. These injuries often require skin grafts and extensive medical treatment. Burns are not only painful but also carry a high risk of infection and can result in permanent scarring.
9. Soft Tissue and Muscle Injuries
Soft tissue injuries, including sprains, strains, and ligament damage, can cause significant pain and limited mobility. Muscle injuries are common in severe cases of road rash, especially if the rider was not wearing protective clothing. Additionally, the impact of the crash can lead to pulled or strained muscles. These injuries often require physical therapy and time off work for recovery. Some muscle damage can be long-lasting, affecting the rider’s mobility and strength.
10. Psychological Trauma
The psychological impact of a motorcycle crash can be deep. Victims may experience post-traumatic stress disorder (PTSD), anxiety, depression, and other emotional challenges that require professional treatment. The emotional trauma of the accident, combined with the physical injuries and the subsequent impact on the victim’s life, can lead to significant psychological distress.
Understanding these common injuries shows the importance of taking preventative measures, such as wearing protective gear and following safe riding practices. Additionally, seeking immediate medical and legal assistance after an accident is crucial for ensuring proper treatment and fair compensation.


Essential Steps to Take After a Motorcycle Accident
The NHTSA’s latest Traffic Safety Facts report stated that 33% of motorcycle riders were caught speeding in fatal crashes. Moreover, another report proves that 30% of motorcyclists had alcohol-blood concentrations beyond the legal limit. Knowing the immediate steps to take after a motorcycle accident is crucial for ensuring safety, receiving proper medical attention, and protecting your legal rights.
- Ensure Safety and Call for Help – Move to a safe location if possible. Call emergency services to report the accident and request immediate medical attention.
- Seek Medical Attention Immediately – Even if you feel fine, get a thorough medical examination. Some injuries may not be immediately obvious but can become serious if untreated.
- Document the Scene and Gather Evidence – Take clear photographs of the accident scene, vehicle damage, and any visible injuries. Collect contact information from witnesses. Make sure you file a police report and secure a copy.
- Notify Your Insurance Company – Report the motorbike accident to your insurance company the soonest. Provide all necessary details and cooperate with their investigation.
How Motorcycle Accident Victims Can Navigate the Claims Process
Filing a motorcycle accident lawsuit on time is important to claim the compensation you deserve. Injured motorcyclists must follow each step to ensure their case is handled effectively.
- Report the Accident: Inform your insurance company, submit necessary accident details, and cooperate with their investigation.
- Filing the Motorcycle Accident Lawsuit: The timeframe to file your lawsuit varies by state. For example, in Illinois, injured motorcyclists have two years from the accident date to file a personal injury lawsuit, while in Missouri, the statute of limitations is five years. Ensure you are aware of your state’s specific limitations.
- Hire a Personal Injury Attorney: Choose a personal injury lawyer experienced in motorcycle accident cases. They will guide you through the legal process, protect your rights, and work to maximize your compensation.
- Gather Evidence and Documentation: Collect medical records, police reports, photos of the accident scene and damage, and witness statements. Your attorney will organize and present this effectively. Keep detailed medical records and all expense receipts, such as medical bills, repair costs, and lost income, to support your compensation claim.
- Negotiate with Insurance Companies: Your lawyer will handle negotiations with insurance companies on your behalf, striving to secure a fair settlement that covers all your damages.
- Trial Process: If a fair settlement cannot be reached through negotiation, be prepared for a trial. Your attorney will represent you in court, presenting a compelling case to ensure you receive the compensation you deserve.
By following these steps and working closely with a skilled attorney, injured motorcyclists can navigate the claims process effectively and achieve justice and compensation for any common motorcycle accident injury.
Types of Compensation Motorcycle Accident Victims Can Claim
Motorcycle crashes can have devastating effects, leading to significant physical, emotional, and financial challenges. Understanding the types of compensation you may be entitled to if involved in a motorcycle crash is crucial for full recovery.
Medical Expenses
Medical expenses cover the costs of emergency room visits, hospital stays, surgeries, medications, and physical therapy. This also includes long-term medical needs such as rehabilitation, assistive devices (wheelchairs, prosthetics), and ongoing care for chronic conditions resulting from the accident. For example, treating paralysis injuries from a fatal motorcycle accident can cost between $300,000 and $1 million in the first year.
Lost Wages
If you are unable to work due to your injuries, you can seek compensation for lost wages. This includes not only the income lost during your recovery period but also potential future earnings if your ability to work is permanently affected. For example, if you were earning $3,000 per month and are unable to work for six months, you can claim $18,000 in lost wages. Self-employed individuals can claim lost profits based on previous income records and future earning potential.
Pain and Suffering
Pain and suffering compensation addresses both the physical pain and emotional distress caused by the accident. It includes the immediate pain from injuries as well as the long-term impact on your quality of life. For instance, if you suffer from anxiety, depression, or PTSD due to the accident, you are entitled to compensation for these losses.
Punitive Damages
Punitive damages are awarded in cases where the at-fault party’s conduct was particularly reckless or egregious. These types of damages aim to punish the wrongdoer and prevent similar behavior in the future. For example, if the driver who caused your accident was under the influence of alcohol, the court might award punitive damages in addition to compensatory damages.
Motorcycle Accident Lawyer: Why You Need One
Engaging a motorcycle accident lawyer can significantly enhance your chances of receiving fair compensation. Motorcycle injury attorneys possess expertise in handling cases involving motorcycle crashes, making them essential for victims seeking compensation. Research from the Insurance Research Council reveals that individuals who hired a lawyer received 40% higher insurance settlements compared to those who did not.
Here are the key reasons why hiring a specialized attorney is essential for your case:
- Expertise in Motorcycle Accident Cases – Specialized attorneys have in-depth knowledge of motorcycle laws and regulations, ensuring your case is handled with the necessary expertise.
- Maximized Compensation – A skilled lawyer can negotiate effectively with insurance companies to secure the highest possible settlement for your injuries and losses.
- Representation in Court – If a fair settlement cannot be reached, your lawyer will provide strong representation in court, presenting a compelling case on your behalf.
- Initial Consultation and Case Assessment – An attorney will assess your case, explain your rights, and outline the steps involved, providing clarity and guidance.
- Comprehensive Evidence Collection – Lawyers can gather all necessary evidence, including medical records and witness statements, to build a strong case and support your claim.
Attorneys handle all the legal aspects of your case, allowing you to focus on recovery.
Tips for Maximizing Your Compensation
Jury Verdict Research reveals that the median verdict for motorcycle injury cases after a personal injury trial is about $73,700. Maximizing your compensation after a motorcycle crash requires careful attention to detail and adherence to certain best practices. Here are five crucial tips to help you secure the compensation you deserve:
- Keep Detailed Records – Document all accident-related expenses meticulously, including medical bills, repair costs, and lost income. This thorough documentation is essential for substantiating your claim.
- Follow Medical Advice – Adhere strictly to your doctor’s treatment plan and attend all medical appointments. Consistent medical care demonstrates your commitment to recovery and supports your claim.
- Maintain Communication with Your Attorney – Stay in regular contact with your lawyer to keep informed about your case and ensure all necessary documentation is provided. Effective communication helps in building a strong case.
- Document Your Recovery – Keep a journal of your recovery process, noting daily pain levels, physical limitations, and emotional struggles. This documentation can be strong evidence of your motorcycle accident injuries suffered.
- Avoid Social Media Posts – Do not post about the accident or your injuries on social media, as these posts can be used against you by insurance companies or opposing counsel. Maintain privacy to protect your case.
Examples of Real-Life Motorcycle Accident Settlements
The value of a motorcycle accident settlement is influenced by factors such as the severity of injuries, the extent of property damage, the degree of negligence, and the impact on the victim’s life.
Here are some real-life examples of common motorcycle accident injuries and their settlements:
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Settlement for Traumatic Brain Injury and Memory Loss
A $2,100,000 settlement was awarded to a rider who sustained a traumatic brain injury and permanent memory loss after being struck by a vehicle that ran a stop sign.
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Settlement for Multiple Fractures and Internal Injuries
A $1,800,000 settlement was reached after a rider suffered multiple fractures and internal injuries when a car abruptly changed lanes without signaling, causing a collision.
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Verdict for Severe Road Rash and Disfigurement
A $950,000 verdict was given to a rider who experienced severe road rash and permanent facial disfigurement following an accident caused by a driver making an illegal U-turn.
The above examples represent the varying settlements and verdicts awarded in motorcycle accident lawsuits based on the specifics of each case.
Conclusion
In conclusion, motorcycle accidents often result in severe injuries due to the rider’s exposure. Understanding the compensation process is essential for victims to recover both physically and financially. Immediately report the accident, file a motorcycle accident lawsuit within the statute of limitations, gather compelling evidence, and follow legal procedures. Most importantly, working with an experienced motorcycle accident attorney can boost the chances of receiving fair compensation for the injuries and losses incurred.
If you’ve experienced a serious injury in a motorcycle accident and are looking for a strong legal representation, contact the Injury Lawyer Team. Call (888) 424-5757 for a free consultation with our skilled motorcycle accident lawyers. Begin your journey to fair compensation and justice today!
FAQs
What type of injury occurs most frequently in motorcycle accidents?
Broken bones are the most common motorcycle accident injury.
How much is the typical payout for a motorcycle accident settlement?
The average motorcycle accident settlement is nearly $80,000 but can vary widely based on the case specifics.
What steps should you take if you’re involved in a motorcycle accident?
If you’re involved in a motorcycle accident, seek medical attention immediately and consult a lawyer.